Turn Your Sales Into Financial Intelligence and Credit Potential
Track every sale, understand your business performance, and build an alternative credit score all in one simple app. Get financial intelligence from your daily transactions, discover your top-performing offerings, monitor revenue trends, and build a clearer picture of your business's financial activity.
On-Device AI
Your messages are read on your phone, not in the cloud.
Works Offline
Log sales without data. They sync when you reconnect.
You Stay In Control
Only the sales you confirm are saved to your account.
Your Business Is Real. Your Paper Trail Isn’t.
Plenty of South African businesses are doing well and still get turned away. Here’s why.
No Payslip, No Credit
Lenders ask for payslips and formal statements. A trader, hairdresser or spaza owner often has neither, so the answer is no before anyone looks at the business.
Cash Leaves No Trail
Daily sales, airtime and stock purchases end up in your head or a notebook. Without a record, it is hard to prove how well the business really runs.
Sharing Your Numbers Feels Risky
Many tools want your sales and receipts on someone else’s servers. Your numbers are your business, and not everyone is comfortable handing them over.
ZakaScore
Sample preview712
Strong
- Revenue trend
- Growing
- Cash-flow consistency
- Steady
- Business activity
- Active
Turn Everyday Sales Into a Credit Profile That Speaks for You
Tell ZakaScore about each sale the way you would text a friend. It builds a clear picture of your revenue, consistency and growth, then turns it into an Alternative Credit Score you can take to suppliers and lenders.
The AI that reads your messages runs on your own phone, so you are never feeding a cloud chatbot.
Everything You Need to Get Credit-Ready
Built for busy days on the floor, the street or the stall, not for accountants.
Get Credit Without a Payslip
An Alternative Credit Score built from your real daily sales.
Log a Sale in Seconds
Type it like a text: “2 shirts, R300, cash”. Review it, confirm it, done.
Keep Trading Without Data
Installs like an app and works offline. Sales sync automatically when you reconnect.
Keep Your Messages Private
On-device AI reads what you type, so it never goes to a cloud chatbot.
See What Is Working
Revenue trends, top sellers and payment channels in one clean dashboard.
Bring Your Team Along
Invite staff with one-time codes and keep every store in one place.
From Daily Sales to Credit Score in 3 Steps
- 1
Record Your Cash Business
Log your daily transactions by sending a text. Money in, sales and business activity.
- 2
Build Your Financial Profile
ZakaScore analyzes your cash history to understand revenue, transaction activity, consistency, stability and growth.
- 3
Get Your ZakaScore
Instantly download an Alternative Credit Score to unlock stock terms, supplier credit or SMME funding.
Sold 3 airtime vouchers, R150 total, cash
I understood R150.00, paid cash. Is that right?
Review sale
R150.00
3 × airtime voucher · Paid by cash
Questions You Might Have
Is My Data Safe?
The AI reads your messages on your own device, not on a cloud chatbot. Only the sale you confirm is saved to your account, and you review every sale before it is recorded.
Do I Need Data or a New Phone?
ZakaScore installs like an app and keeps working offline. The on-device assistant needs a recent browser with WebGPU. Without it, you can still type your sales and review them before saving.
Will Lenders Take It Seriously?
Your score comes from real sales history, so you can show a track record instead of a promise. Every lender decides for itself, so treat it as strong supporting evidence, not a guarantee.
Still unsure? Talk to a real person.
Chat with us on WhatsApp, or open a ticket from inside your dashboard if something misbehaves.
Your Hustle Deserves a Credit Score
Start logging sales today and build the track record that lenders and suppliers can see.